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Privacy Policy

Last updated: January 2026

At FinVista, we are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website finvista.com and use our financial literacy and budget allocation services.

Please read this policy carefully. By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with the terms of this policy, please do not access the site.

1. Data Controller

The entity responsible for controlling your personal data is:

FinVista
Kurfürstendamm 123
10719 Berlin
Germany

Email: [email protected]
Phone: +49 30 445 7388

2. Scope of this Policy

This policy applies to all personal data processed by FinVista. It covers information collected via:

  • Our website (finvista.com)
  • Our digital financial planning tools and dashboards
  • Email communications and newsletters
  • Contact forms and consultation requests

3. Legal Basis for Processing

Under the General Data Protection Regulation (GDPR) and other applicable privacy laws, we rely on the following legal bases to process your personal data:

  • Contractual Necessity: To perform our obligations under any service agreement you have with us (e.g., providing financial coaching or access to our budgeting tools).
  • Legitimate Interest: To improve our services, ensure network security, and prevent fraud, provided your interests and fundamental rights do not override these interests.
  • Consent: When you explicitly give us consent to process your data for specific purposes, such as sending you marketing newsletters. You may withdraw your consent at any time.
  • Legal Obligation: To comply with applicable laws, regulations, or legal proceedings.

4. Information We Collect

We collect several types of information to provide and improve our services to you:

4.1 Personal Identification Information

When you create an account or contact us, we may collect:

  • Full name
  • Email address
  • Phone number
  • Postal address (for invoicing or physical correspondence)

4.2 Financial Information

To provide our budget allocation and financial coaching services, we process:

  • Income details
  • Expense categories and amounts
  • Debt information (creditor names, balances, interest rates)
  • Savings goals and account balances

Security Note: We never store your direct banking login credentials. If you choose to link accounts, we use secure, read-only APIs or encrypted manual entry methods.

4.3 Technical Data

Automatically collected data includes:

  • IP address
  • Browser type and version
  • Operating system
  • Referring website
  • Time and date of visit
  • Cookies and similar tracking technologies

5. How We Use Your Information

We use the collected data for various purposes:

  • Service Delivery: To provide, maintain, and improve our financial literacy tools and budget allocation strategies.
  • Communication: To send you transactional emails, updates, security alerts, and support responses.
  • Personalization: To tailor our recommendations and content to your specific financial situation.
  • Analytics: To analyze usage trends and optimize the performance of our website.
  • Legal Compliance: To detect, prevent, and address technical issues and fraud.

6. Data Sharing and Disclosure

We respect your privacy and do not sell your personal data. We may share your information only in the following circumstances:

6.1 Service Providers

We may employ third-party companies to facilitate our Services, such as cloud hosting providers, email services, and analytics tools (e.g., Google Analytics). These third parties have access to your Personal Data only to perform specific tasks on our behalf and are obligated not to disclose or use it for any other purpose.

6.2 Legal Requirements

We may disclose your information where required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

6.3 Business Transfers

In the event of a merger, sale of assets, or acquisition, your data may be transferred to the new owner.

7. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. If you are located outside Germany and choose to provide information to us, FinVista transfers Personal Data to Germany and processes it there.

By using our Services, you consent to this transfer and processing.

8. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • SSL/TLS encryption for data transmission.
  • Secure servers with firewalls and access controls.
  • Regular security audits and vulnerability assessments.
  • Strict access policies for employees and partners.

While we strive to protect your personal data, no method of transmission over the Internet is 100% secure.

9. Your Data Protection Rights

Under the GDPR, you have the following rights regarding your personal data:

  • Right to Access: Request a copy of the personal data we hold about you.
  • Right to Rectification: Request that we correct inaccurate or incomplete data.
  • Right to Erasure: Request that we delete your personal data (subject to certain legal exceptions).
  • Right to Restrict Processing: Request that we restrict the processing of your personal data.
  • Right to Data Portability: Request that we transfer your data to another organization, or to you, in a structured, commonly used, and machine-readable format.
  • Right to Object: Object to our processing of your personal data.
  • Right to Withdraw Consent: Withdraw consent at any time where we rely on consent for processing.

To exercise these rights, please contact us at [email protected]. We will respond to your request within 30 days.

10. Cookies and Tracking

Our website uses "cookies" to help personalize your experience. Cookies are small text files stored on your device that track usage patterns. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our site.

For detailed information on the types of cookies we use and their purposes, please refer to our Cookies Policy.

11. Children's Privacy

Our Services are not intended for individuals under the age of 16. We do not knowingly collect personally identifiable information from children under 16. If we discover that we have collected such information, we will take immediate steps to delete it.

12. Changes to This Policy

FinVista may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

13. Contact Us

If you have any questions about this Privacy Policy, please contact us:

FinVista
Kurfürstendamm 123
10719 Berlin
Germany

Email: [email protected]